Your first 30 days, in order.

A free checklist for newcomers to the Netherlands. Tick things off as you go; your progress stays on your own device.

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Let's get you settled.

Steps done

A traveller with a suitcase walking through a sunlit train station

Every step is checked against the official source. The date is next to each one.

Register at your municipalityBook the appointment with your gemeente. This is how you get your BSN, the number almost everything else asks for.Source: your gemeente· Checked: 9 November 2026Open a Dutch bank accountSalary, rent and insurance usually expect a Dutch account. What a bank asks for differs; check before you go.Source: your bank· Checked: 9 November 2026Arrange health insuranceFind out whether Dutch basic health insurance applies to you, and the deadline to take it out.Source: Government.nl· Checked: 9 November 2026Apply for DigiDYour login for government services. The route depends on where you live, so read the official page before you start.Source: DigiD· Checked: 9 November 2026Register with a GPFind a huisarts near your address before you need one. Many practices have waiting lists.Source: Government.nl· Checked: 9 November 2026Check your allowancesDepending on income and situation, you may be able to claim help with healthcare or rent costs.Source: Belastingdienst· Checked: 9 November 2026

Guide library

One question, three ways in.

Each guide pairs a Decoded episode with a page you can come back to, and a story from someone who lived it.

Starter Kit · Episode 5

The healthcare money

Healthcare allowance: what it is and how to check whether you can claim it.

Video + guide →

Starter Kit · Episode 6

The rent money

Rent allowance and the 2026 rule change, explained.

Video + guide →

From Visa to Passport

The 30% ruling

The expat tax arrangement, who it is for, and what changes from 2027.

Video + guide →